Colorado law requires employers to have workers' compensation insurance. Worker’s compensation covers medical expenses for work-related injuries or illnesses. If an employee can't work due to their condition, the insurance provides some wage replacement.

In certain cases, workers can also receive benefits for permanent impairment. This insurance protects employers and employees from financial hardship due to workplace accidents.

You have four days from the date of the injury to inform your employer that you’ve been injured. You must notify your employer in writing. The statement should detail the accident's time, location, cause, and the nature of your sustained injury.

No. You cannot receive unemployment and workers' compensation benefits simultaneously. Trying to claim both could risk your workers' compensation benefits. Unemployment insurance is for those who can work but can't find jobs. Workers' compensation is for those who have jobs but can't work.

One exception applies: if you’ve lost your job due to a workplace accident, you could qualify for unemployment benefits after your disability period ends.