In Colorado, wage garnishment is restricted to 25 percent of a debtor's earnings beyond the federal minimum wage.

In Colorado, garnishment, sale, and levies are standard enforcement methods for money judgments.

A collection claim is a legal process a creditor initiates to recover a debtor's unpaid debts. Such claims are used when a debtor refuses to pay or negotiate a payment plan with a creditor.

Creditors file collection claims to obtain a court judgment against the debtor, which can then be used to enforce payment. This judgment can be used to enforce payment of the owed amount. The collection claim serves as a formal means to resolve unpaid bills or invoices through the court system when other attempts at collection have failed.