Disability

Short-term disability benefits are often limited to a six-month maximum. However, the exact length can vary depending on your employer’s policy.

SSA refers to the Social Security Administration, which administers financial assistance programs like Social Security Disability (SSD) and Supplemental Security Income (SSI). SSD is reserved for workers living with disability who have paid into Social Security and meet specific work history requirements. SSI is reserved for low-income individuals who have a limited work history. 

Disability insurance offers income protection for individuals unable to work due to illness or injury. It replaces a portion of lost income. Short-term disability covers individuals for a limited period, usually up to two years, while long-term disability offers benefits for a longer period up to retirement.