Insurance bad faith occurs when an insurance company unreasonably delays or denies a legitimate claim. Tactics that lead to bad faith can include an insurer misrepresenting policy terms, failing to communicate with the insured, or using intimidation to discourage the insured from pursuing the claim. 

In Colorado, insurance companies are prohibited from unreasonably delaying or denying payment of a claim.

If you believe your insurance company has acted in bad faith, you may be able to file a lawsuit against them. You can seek compensation for the damages caused by their bad-faith actions. An attorney who specializes in bad-faith insurance claim denials can help you begin the litigation process.

While it’s possible to file a bad faith claim without a lawyer, hiring one can significantly increase your chances of success. A bad faith insurance lawyer may be able to maximize your claim by negotiating with the insurance company and representing you in court if necessary.