Yes, you can work while applying for SSDI, but there are several important factors to consider. SSDI is a federal program administered under the Social Security Act (42 U.S.C. §§ 401 et seq.), and its eligibility requirements focus on whether your disability prevents you from engaging in “substantial gainful activity” (SGA). This means that if you are working, your earnings are closely scrutinized to determine if you are still disabled under the terms of the law. Generally, if your monthly earnings exceed the SGA level—as set by the Social Security Administration your ability to be found disabled may be questioned. However, the SSDI program also offers a “trial work period,” allowing you to test your ability to work without an immediate loss of benefits, provided that your work activity does not cause a significant improvement in your medical condition. For more on how the trial work period operates under the federal regulations (see 20 C.F.R. § 416.920), it is essential to carefully track your work activity and income.
Because every case involves unique circumstances—including the nature of your work, your earnings, and the severity of your disability—it is advisable to consult with an experienced Social Security disability attorney. An attorney can help ensure that all aspects of your disability and work history are properly documented and presented to the SSA, potentially strengthening your SSDI claim while safeguarding your rights under the law.
The social security administration provides a help guide, which you can find here.