What to Do When Insurance Denies Your Claim

Insurance is part of our everyday lives whether it is homeowner’s insurance, car insurance, or health insurance. If you’re like many other people, you pay your insurance premiums and don’t think about it again — that is until you file a claim and it’s denied. It’s tough to know what to do next when insurance denies your claim.

We have litigation attorneys that fight unreasonable insurance denials and unreasonable insurance delays. If your insurance company acts in what’s called bad faith, our attorneys can help.

We Can Help When Insurance Denies Your Claim

Start your case assessment when you call 303-688-0944. Let’s sit down and talk about your situation and see how we can help get your claim paid.

You are Protected from Unreasonable Insurance Claim Denials

Your insurance company is contractually obligated to provide you with coverage for losses that are defined in your policy. In Colorado, consumers have a lot of protections when insurance denies your claim.

Insurance companies are supposed to provide you with benefits under the policy. Your health insurance company is supposed to pay for covered medical claims. If you have uninsured motorist insurance under your car insurance policy and an uninsured motorist hits you, your car insurance company should cover your injuries and other losses. Your homeowner’s insurance should pay for covered losses and damages to your home.

Additionally, your insurance company may be required to defend you and pay for your attorney fees in the event someone sues you. Your policy may cover the damages that you owe someone else. Your insurance company can be held liable if they refuse to provide covered benefits.

When Your Insurance Company Breaches the Contract

If an insurance company denies you coverage for those benefits, they can be responsible to you for what’s called a breach of contract. They may also have to pay you additional damages in addition to the amount they should have paid you in the first place.

Set Up a Meeting with a Lawyer

If you have been denied a claim, schedule a case assessment with one of our litigation attorneys. They will be able to evaluate whether your policy should have provided you benefits. If our attorneys feel that your insurance claim was unreasonably denied, we can take your case on a contingency basis. That means you do not owe our firm unless we recover money for you. In many cases like these, the insurance company can be required to pay your attorney fees and other costs.

Call 303-688-0944 to find out if your insurance company unreasonably denied your claim.