Can Bankruptcy Get Rid of Past-Due Child Support?

Can bankruptcy get rid of past-due child support? That’s a common question our Debt Resolution Team receives. Bankruptcy will not get rid of the child support obligations, but it can help make the past-due amount more manageable for you.

Robinson & Henry Lead Bankruptcy Attorney Liz German explains how to get a handle on your past-due support obligations through bankruptcy, in this article.

Have Past-Due Child Support?

Call (720) 739-5781 to begin your case assessment. You can also schedule online when you click here.

Can Bankruptcy Get Rid of Past-Due Child Support?

Bankruptcy Cannot Solve All Financial Problems

People often look to bankruptcy to get relief from mounting debt. But bankruptcy is not a cure-all. There are some types of debt that you cannot get rid of, and your child support is one of them. However, bankruptcy can help you restructure late child support payments so you can afford to begin to repay them.

Chapter 13 bankruptcy can allow you to become up-to-date on your past-due support. How? Chapter 13 is a financial reorganization plan.

When you choose Chapter 13, your past-due debts are structured into a repayment schedule. You’ll pay back your debt over the course of three to five years.

Chapter 13 Can Help In Other Ways, Too

As long as you are in a Chapter 13 payment plan, your wages cannot be garnished or face possible criminal penalties related to your debt.

When your repayment period ends, be it three or five years, you will be in a better financial position as long as you did not fall behind on the repayment.

Get Help with Past-Due Child Support Payments

Let us know if you have questions about how a Chapter 13 repayment plan may help you get your past-due child support current.

We offer a case assessment to discuss your debt resolution options. Call (720) 739-5781 to set that up or click here. Many people who fear there is no solution to their financial problems after divorce are pleasantly surprised at the possibilities.